Crotty James
Transaction: 07/20/2020
SELL
Change
0
Price
Not reported
Filing
07/23/2020
Type
SELL
Bancorp 34, Inc.
BCTF • Banks - Regional
$15.85
▲ +0.11 (+0.70%)
Current price
EarningsLatest report: Mar 31, 2026
BALANCED PROFILENeutralConfidence: 70%
Quantitative profile — not an investment recommendation.
Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$116.53M
Growth
—
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 14.5%Positive free cash flow · 0.57Consistent free cash flow · 5/5Reasonable earnings multiple · 12.77Manageable debt level · 0.31
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 27, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$15.85
Change0.70%
Shares Out7.35M
Market Cap$116.53M
Enterprise Value$140.34M
52W Range11.86 - 15.98
Beta0.15
P/E16.17
P/S2.36
P/B1.19
P/FCF41.95
EV/Sales2.84
Price$15.85
Change0.70%
Shares Out7.35M
Market Cap$116.53M
Enterprise Value$140.34M
52W Range11.86 - 15.98
Beta0.15
P/E16.17
P/S2.36
P/B1.19
P/FCF41.95
EV/Sales2.84
EV/EBITDA15.55
EV/FCF50.52
Earnings Yield6.18%
FCF Yield2.38%
Dividend Yield0.00%
Gross Margin67.00%
Oper. Margin18.38%
Profit Margin14.52%
Debt/Eq0.31
Current Ratio40.44
Quick Ratio40.44
Volume1.00K
Avg Volume2.37K
Investment DNA
How strong this company looks for long-term investors
68
out of 100
Business Quality
Margins, moat, returns
76/100
Financial Strength
Debt, cash, stability
76/100
Growth Potential
Revenue and expansion
20/100
Price Attractiveness
Cheap or expensive today
84/100
Why this score▼
Stable or improving margins · 14.5%Positive free cash flow · 0.57Consistent free cash flow · 5/5Reasonable earnings multiple · 12.77Manageable debt level · 0.31Healthy liquidity · 40.44
Analyst view
No analyst data available now.
Insider Transactions
Recent executive and insider activity
Ralls Elaine E.
Transaction: 06/02/2020
BUY
Change
+900
Price
$10.40
Filing
06/03/2020
Type
BUY
Ralls Elaine E.
Transaction: 05/29/2020
BUY
Change
+600
Price
$10.33
Filing
06/01/2020
Type
BUY
| Insider | Type | Change | Price | Transaction | Filing |
|---|---|---|---|---|---|
| Crotty James | SELL | 0 | Not reported | 07/20/2020 | 07/23/2020 |
| Ralls Elaine E. | BUY | +900 | $10.40 | 06/02/2020 | 06/03/2020 |
| Ralls Elaine E. | BUY | +600 | $10.33 | 05/29/2020 | 06/01/2020 |
| Van Winkle Don P. | BUY | +600 | $11.00 | 05/21/2020 | 05/22/2020 |
| Cook Wortham A. | BUY | +300 | $15.70 | 06/13/2019 | 06/14/2019 |
| Gutierrez Jill | SELL | -7,260 | $9.65 | 05/01/2019 | 05/02/2019 |
| Gutierrez Jill | BUY | +7,260 | $9.65 | 05/01/2019 | 05/02/2019 |
| Cook Wortham A. | BUY | +389 | $15.41 | 12/11/2018 | 12/13/2018 |
| Van Winkle Don P. | BUY | +406 | $15.75 | 11/06/2018 | 11/07/2018 |
| Harris James D. | BUY | +900 | $15.92 | 08/15/2018 | 08/17/2018 |
| Cook Wortham A. | BUY | +499 | $14.80 | 05/31/2018 | 06/01/2018 |
| Rabon Randal L. | BUY | +627 | $15.10 | 05/16/2018 | 05/23/2018 |
| Rabon Randal L. | BUY | +94 | $16.02 | 05/14/2018 | 05/23/2018 |
| Cook Wortham A. | BUY | +1,000 | $15.20 | 05/17/2018 | 05/18/2018 |
| Cook Wortham A. | BUY | +13 | $15.80 | 05/10/2018 | 05/14/2018 |
| Harris James D. | SELL | -5,732 | $9.65 | 04/13/2018 | 04/13/2018 |
| Harris James D. | BUY | +5,732 | $9.65 | 04/13/2018 | 04/13/2018 |
| Gutierrez Jill | SELL | -4,000 | $9.65 | 04/09/2018 | 04/10/2018 |
| Gutierrez Jill | BUY | +4,000 | $9.65 | 04/09/2018 | 04/10/2018 |
| Rabon Randal L. | SELL | -5,732 | $9.65 | 04/05/2018 | 04/09/2018 |