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Bancorp 34, Inc.

BCTFBanks - Regional
$15.79
+0.14 (+0.89%)
Current price
EarningsLatest report: Mar 31, 2026
BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$116.09M
Growth
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 14.5%Positive free cash flow · 0.57Consistent free cash flow · 5/5Reasonable earnings multiple · 12.77Manageable debt level · 0.31
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 27, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$15.79
Change0.89%
Shares Out7.35M
Market Cap$116.09M
Enterprise Value$139.90M
52W Range11.86 - 15.98
Beta0.15
P/E16.11
P/S2.35
P/B1.18
P/FCF41.79
EV/Sales2.83

Investment DNA

How strong this company looks for long-term investors

68
out of 100
Business Quality
Margins, moat, returns
76/100
Financial Strength
Debt, cash, stability
76/100
Growth Potential
Revenue and expansion
20/100
Price Attractiveness
Cheap or expensive today
84/100
Why this score
Stable or improving margins · 14.5%Positive free cash flow · 0.57Consistent free cash flow · 5/5Reasonable earnings multiple · 12.77Manageable debt level · 0.31Healthy liquidity · 40.44
Analyst view
No analyst data available now.

Company Overview

IPO: 5/22/2000
Industry: Banks - Regional
P/B i: 1.18
Debt / Equity i: 0.31
Operating Margin: 18.38%
Net Margin: 14.52%
ROE i: -
ROIC: -

Financial Health

Score15 / 20
Debt / Equity: 0.31
Current Ratio: 40.44
Quick Ratio: 40.44
Status: Good

Insider Transactions

Recent executive and insider activity

Crotty James
Transaction: 07/20/2020
SELL
Change
0
Price
Not reported
Filing
07/23/2020
Type
SELL
Ralls Elaine E.
Transaction: 06/02/2020
BUY
Change
+900
Price
$10.40
Filing
06/03/2020
Type
BUY
Ralls Elaine E.
Transaction: 05/29/2020
BUY
Change
+600
Price
$10.33
Filing
06/01/2020
Type
BUY