Alkami Technology, Inc.

ALKT • Software - Application

$19.69

▼ -0.40 (-1.99%)

Current price

EarningsLatest report: Jun 30, 2026

HIGHER-RISK PROFILECautionConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Caution is warranted. Recent ratios show weaknesses that may limit returns unless fundamentals improve.

Market Cap

$2.10B

Growth

30.2%

Cash Flow

2/5

Trend

Volatile

Evidence

Positive revenue growth · 26.0%Positive free cash flow · 0.4Healthy liquidity · 2.09Weak profitability

Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$19.69

Change-1.99%

Shares Out106.63M

Market Cap$2.10B

Enterprise Value$2.38B

52W Range13.98 - 26.89

Beta0.56

P/E-46.54

P/S4.29

P/B5.79

P/FCF32.83

EV/Sales4.85

Price$19.69

Change-1.99%

Shares Out106.63M

Market Cap$2.10B

Enterprise Value$2.38B

52W Range13.98 - 26.89

Beta0.56

P/E-46.54

P/S4.29

P/B5.79

P/FCF32.83

EV/Sales4.85

EV/EBITDA-276.65

EV/FCF37.17

Earnings Yield-2.15%

FCF Yield3.05%

Dividend Yield0.00%

Gross Margin57.84%

Oper. Margin-12.09%

Profit Margin-10.74%

Debt/Eq0.98

Current Ratio2.09

Quick Ratio2.09

Revenue 5Y30.24%

Target$25.00

Target Upside26.97%

Target Median$25.00

Target Range25.00 - 25.00

Volume1.39M

Avg Volume1.81M

EPS Surprise-0.17

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

22/100

Financial Strength

Debt, cash, stability

69/100

Growth Potential

Revenue and expansion

95/100

Price Attractiveness

Cheap or expensive today

42/100

Why this score▼

Positive revenue growth · 26.0%Positive free cash flow · 0.4Healthy liquidity · 2.09Weak profitability

Analyst view

Analyst sentiment and price target

ALKT

Analyst sentiment

Based on 12 analyst votes · 2026-09-05

92/100

Bullish

Hold

Bearish

Price Target

2026-07-31

Low

$22.00

Mean

$22.00

Median

$22.00

High

$22.00

Company Overview

IPO: 4/14/2021

Industry: Software - Application

P/B i: 5.79

Debt / Equity i: 0.98

Operating Margin: -12.09%

Net Margin: -10.74%

ROE i: -

ROIC: -

Financial Health

Score14 / 20

Debt / Equity: 0.98

Current Ratio: 2.09

Quick Ratio: 2.09

Status: Good

Insider Transactions

Recent executive and insider activity

SMITH BRIAN R

Transaction: 07/05/2026

BUY

Change

+1,180

Price

Not reported

Filing

07/07/2026

Type

BUY

Mitchell Steven R

Transaction: 07/05/2026

BUY

Change

+533

Price

Not reported

Filing

07/07/2026

Type

BUY

Alvarez Maria Ines

Transaction: 07/05/2026

BUY

Change

+685

Price

Not reported

Filing

07/07/2026

Type

BUY

Insider	Type	Change	Price	Transaction	Filing
SMITH BRIAN R	BUY	+1,180	Not reported	07/05/2026	07/07/2026
Mitchell Steven R	BUY	+533	Not reported	07/05/2026	07/07/2026
Alvarez Maria Ines	BUY	+685	Not reported	07/05/2026	07/07/2026
Linville Judson C	BUY	+457	Not reported	07/05/2026	07/07/2026
FOX JEFFREY H	BUY	+457	Not reported	07/05/2026	07/07/2026
Shootman Alex	SELL	-16,188	$15.85	06/08/2026	06/10/2026
Sachdeva Prerna	SELL	-1,370	$18.95	06/01/2026	06/03/2026
HUDSON CASSANDRA	SELL	-6,122	$18.95	06/01/2026	06/03/2026
Shootman Alex	SELL	-5,205	$18.95	06/01/2026	06/03/2026
Linebarger Douglas A.	SELL	-5,819	$18.95	06/01/2026	06/03/2026
Linville Judson C	OTHER	0	Not reported	05/19/2026	05/21/2026
FOX JEFFREY H	OTHER	0	Not reported	05/19/2026	05/21/2026
SMITH BRIAN R	BUY	+11,357	Not reported	05/19/2026	05/21/2026
Yastine Barbara A.	BUY	+11,357	Not reported	05/19/2026	05/21/2026
Payne Joseph P.	BUY	+11,357	Not reported	05/19/2026	05/21/2026
Osnoss Raphael	BUY	+11,357	Not reported	05/19/2026	05/21/2026
Mitchell Steven R	BUY	+11,357	Not reported	05/19/2026	05/21/2026
Morgan Susanna	BUY	+11,357	Not reported	05/19/2026	05/21/2026
KANE CHARLES	BUY	+11,357	Not reported	05/19/2026	05/21/2026
Alvarez Maria Ines	BUY	+11,357	Not reported	05/19/2026	05/21/2026

About the Company

Alkami Technology, Inc.

Alkami Technology, Inc. specializes in delivering a cutting-edge, cloud-based digital banking platform throughout the United States. This innovative platform is designed to empower financial institutions by streamlining customer acquisition and engagement, fostering revenue growth, and significantly boosting operational efficiency. These capabilities are underpinned by Alkami's exclusive, multi-tenant cloud architecture. The company provides a comprehensive suite of end-to-end software solutions, which include the core Alkami Platform, specialized Retail Banking Solutions, Business Banking Solutions, and "The Alkami Difference" offerings. Alkami serves a diverse range of financial entities, such as community and regional banks, credit unions, and both consumer and commercial banking sectors. Founded in 2009, Alkami Technology, Inc. is headquartered in Plano, Texas.

Source - link

Peers

CXM DBD DV GRND IE JAMF MQ PLUS PRGS WBTN

Size reflects market cap · color matches the chart line

1Y peer performance

Top performers + selected company

Latest news

Raiz Federal Credit Union Transforms Community Banking with Alkami's Digital Sales & Service Platform

New case study reveals how the El Paso-based credit union cuts account opening and funding times from days to minutes, increases monthly digital login from 30% to 49%, and helps prevent more than $286,000 in reported fraud PLANO, Texas, Sept. 3, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced a new case study highlighting how Raiz Federal Credit Union (Raiz), a credit union serving over 79,000 members in El Paso, Texas, is using Alkami's Digital Sales & Service Platform to modernize its member experience and build a stronger foundation for growth.

PRNewsWire

Tri City National Bank Launches Alkami's Digital Sales & Service Platform to Extend Hometown Banking in the Digital Channel

Wisconsin community bank adopts Alkami's unified Platform to anticipate customer needs, deepen relationships, and drive future growth PLANO, Texas, Sept. 2, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced that Tri City National Bank (Tri City), a community bank serving Southeastern Wisconsin for more than 60 years, is now live with the Alkami Digital Sales & Service Platform.

PRNewsWire

Alkami Remains #1 Digital Banking Solution for Credit Unions and Is Now Fastest-Growing Digital Banking Solution for Banks

FI Navigator data shows credit unions on Alkami outperform peer groups across key growth metrics PLANO, Texas, Aug. 25, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced that FI Navigator data reflects Alkami as the top digital banking solution for credit unions based on the number of retail mobile banking enrolled users. The data from FI Navigator, a leading U.S. banking vertical data and analytics company, also ranks Alkami as the fastest-growing digital banking solution for banks based on net market growth for retail mobile banking client count and deposit accounts.

PRNewsWire

Bank of America Corp DE Has $17.75 Million Holdings in Alkami Technology, Inc. $ALKT

Bank of America Corp DE grew its stake in Alkami Technology, Inc. (NASDAQ: ALKT) by 5.7% during the first quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The institutional investor owned 1,132,794 shares of the company's stock after purchasing an additional 61,501 shares during the

Defense World

Strata Credit Union Partners with Alkami to Deliver a Seamless, Personalized Digital Banking Experience

The strategic technology partnership will help advance financial wellness, strengthen member engagement, and power future innovation through a connected digital ecosystem PLANO, Texas, Aug. 14, 2026 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a digital sales and service platform provider for financial institutions in the U.S., today announced that Strata Credit Union has selected Alkami's Digital Banking Platform to modernize its consumer digital banking experience and support its long-term strategy of delivering personalized, secure, and mobile-first banking that helps members build stronger financial futures. Through its partnership with Alkami, Strata Credit Union will create a connected digital banking ecosystem designed to simplify everyday banking, reduce friction across digital interactions, and deepen member relationships.

PRNewsWire

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-04-29	0.21	0.04	-0.17
2026-02-25	0.15	0.1	-0.05
2025-10-30	0.15	0.13	-0.02
2025-07-30	0.09	0.13	0.04
2025-04-30	0.09	0.13	0.04
2025-02-27	0.08	0.1	0.02
2024-10-30	0.06	0.09	0.03
2024-07-31	0.02288	0.04	0.01712
2024-05-01	0.02213	0.04	0.01787
2024-02-28	0.0339	0.03	-0.0039
2023-11-01	0.00455	0.01	0.00545
2023-08-02	-0.06	-0.03	0.03