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Aflac Incorporated

AFL • Insurance - Life
$117.21
▼ -1.15 (-0.97%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$60.34B
Growth
9.8%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 20.9%Positive free cash flow · 4.82Consistent free cash flow · 5/5Reasonable earnings multiple · 16.03Manageable debt level · 0.29
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 29, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:50 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$117.21
Change-0.97%
Shares Out514.78M
Market Cap$60.34B
Enterprise Value$62.86B
52W Range101.49 - 130.22
Beta0.60
P/E13.02
P/S3.31
P/B2.69
P/FCF20.57
EV/Sales3.45

Investment DNA

How strong this company looks for long-term investors

73
out of 100
Business Quality
Margins, moat, returns
90/100
Financial Strength
Debt, cash, stability
57/100
Growth Potential
Revenue and expansion
24/100
Price Attractiveness
Cheap or expensive today
77/100
Why this score▼
Stable or improving margins · 20.9%Positive free cash flow · 4.82Consistent free cash flow · 5/5Reasonable earnings multiple · 16.03Manageable debt level · 0.29Negative growth trend

Analyst view

Analyst sentiment and price target

AFL
Analyst sentiment
Based on 32 analyst votes · 2026-09-05
56/100
Neutral
Bullish
9
Hold
18
Bearish
5
Price Target
2026-08-07
Low
$99.00
Mean
$116.33
Median
$118.00
High
$130.00

Company Overview

IPO: 3/17/1980
Industry: Insurance - Life
P/B i: 2.69
Debt / Equity i: 0.29
Operating Margin: 26.61%
Net Margin: 20.91%
ROE i: -
ROIC: -

Financial Health

Score11 / 20
Debt / Equity: 0.29
Current Ratio: 0.00
Quick Ratio: 0.00
Status: Moderate

Insider Transactions

Recent executive and insider activity

MOSKOWITZ JOSEPH L
Transaction: 06/22/2026
SELL
Change
-20,303
Price
$44.59
Filing
06/24/2026
Type
SELL
MOSKOWITZ JOSEPH L
Transaction: 06/22/2026
SELL
Change
-7,770
Price
$116.54
Filing
06/24/2026
Type
SELL
Japan Post Holdings Co., Ltd.
Transaction: 06/22/2026
SELL
Change
-4,429
Price
$117.46
Filing
06/23/2026
Type
SELL